This glossary defines key terms, metrics, calculation layers, and configuration concepts used throughout ZoneLiquidity.
Quick Jump: A | B | C | D | E | F | H | I | L | N | P | R | S | T | V | W | Z
| Term | Definition | Module / Context |
|---|---|---|
| A | ||
| AI Method | TimeGPT-based cash forecasting method derived from 365 days of historical NetSuite transaction timing and recurring patterns. | Forecasting Engine |
| API Secret (ZoneLiquidity API Secret) | The secure encrypted credential generated during initial setup that authenticates NetSuite with Zone’s cloud AI forecasting and Treasury backend services. | Setup & Admin |
| AP Risk Buckets | Categorization of open vendor obligations based on urgency and discount windows: Early payment opportunity, Urgent payment required, and Critical action required. | Working Capital Insights |
| AR Risk Buckets | Categorization of open customer receivables based on collection risk and historical payment behavior: Expected on-time, At-risk payment, and Critical collection. | Working Capital Insights |
| B | ||
| Bank Connectivity Balance | Real-time balance retrieved directly from financial institutions via live data feeds (e.g., Plaid or open banking). | Liquidity Page |
| Bank Statement Balance | Account balance sourced from the most recently imported and parsed bank statement in ZoneReconcile. | Liquidity Page |
| Basis Selector | Filter control on the Forecast Events schedule enabling users to view projected transactions by expected cash settlement date (Cash), original invoice/bill due date (Due), or AI-predicted timing (AI). | Forecasting Dashboard |
| Business Inputs (Manual Overlays) | User-defined forward-looking cash assumptions not yet recorded in NetSuite ledger transactions (e.g., planned tax payments, CAPEX, debt service, funding rounds, payroll increases). | Forecast Setup |
| C | ||
| Cash Milestone Target | A target cash balance benchmark to achieve by a designated future date, visualised as a horizontal threshold on forecast curves. | Destination Rules |
| Compare Forecasts | A side-by-side evaluation view comparing two forecast versions, historical snapshots, or scenario models across cash curves, variance deltas, and net totals. | Forecasting Dashboard |
| Confidence Factor | A reliability percentage score assigned to an AI prediction based on historical data consistency and transaction volume. | Forecasting Engine |
| Consolidated Currency | The parent subsidiary’s base currency into which multi-subsidiary forecasts, manual business inputs, and boundary rules are converted. | Forecast Setup |
| Critical Actions | A summary counter displaying overdue AP and AR transactions that require immediate intervention based on risk thresholds (e.g., 30+ days overdue). | Working Capital Insights |
| D | ||
| Destination Rules | Cash boundary controls comprising the Liquidity Floor (safety buffer) and Cash Milestone Target (target balance). | Forecast Setup |
| Deterministic Method | Rule-based forecasting that projects cash flows using open, approved NetSuite transactions (invoices, bills, orders) strictly based on document terms and due dates. | Forecasting Engine |
| Difference (Reconciliation Variance) | The numerical discrepancy between the bank balance and the NetSuite general ledger balance, highlighting timing differences, in-transit funds, or unrecorded fees. | Liquidity Page |
| E | ||
| Enhanced Projections | Forecast projection layer that blends open NetSuite records with AI-predicted counterparty payment timing adjustments. | Forecasting Dashboard |
| Explainability Layer | An interactive breakdown on the Liquidity page detailing whether projected flows originate from detected vendor/customer recurring patterns or statistical volume clusters. | Liquidity Page |
| F | ||
| Forecast Definition | The saved configuration schema detailing subsidiaries, bank accounts, transaction types, manual overlays, and rules for a forecast run. | Forecast Setup |
| Forecast Events | The line-item schedule and table of all individual projected cash movements across the entire forecast timeline. | Forecasting Dashboard |
| Forecast Horizon | The forward projection window across which cash movements are estimated (e.g., 30, 60, 90 days, or custom calendar ranges). | Forecast Setup |
| H | ||
| Historical Look-Back Period | The 365-day historical NetSuite transaction window analyzed prior to the forecast creation date to train AI models. | Setup & Admin |
| I | ||
| Inflows / Outflows | Projected or realized incoming cash receipts (Inflows) versus outgoing payments and expenditures (Outflows). | Forecasting & Liquidity |
| L | ||
| Late History | A counterparty reliability indicator displaying historical late payment frequency and average days past due (with visual orange/red risk tags). | Working Capital Insights |
| Lineage / XAI | Explainable AI metadata that tracks each prediction back to its source NetSuite records and calculation drivers. | Forecasting Engine |
| Liquidity Floor | The minimum cash balance buffer required for safe operational solvency, displayed as a warning threshold on forecast charts. | Destination Rules |
| Liquidity Page | A point-in-time balance dashboard providing actual reconciled bank balances for past/present dates or projected balances for future dates. | Liquidity Page |
| Log Scale | A chart toggle option that normalizes extreme single-day transaction spikes (e.g., massive tax or funding entries) to ensure baseline flows remain readable. | Forecasting Dashboard |
| N | ||
| Net Cash Flow | The net difference between Total Inflows and Total Outflows over a designated daily, weekly, or monthly period. | Forecasting & Liquidity |
| Netting Logic | Automated business rules applied across linked NetSuite transactions (such as customer deposits vs. sales orders or vendor prepayments vs. purchase orders) to prevent double counting. | Forecast Setup |
| NetSuite Balance | The double-entry general ledger balance recorded for a bank account in NetSuite. | Liquidity Page |
| Non-Destructive Modeling | The simulation framework ensuring what-if scenario runs in the Zoe Scenario Planning Agent test hypotheses without changing live NetSuite records. | Scenario Planning Agent |
| P | ||
| Pattern Match Rate | The percentage of historical transactions that match an identified recurring cadence or counterparty profile. | Forecasting Engine |
| Plaid | Secure financial integration provider facilitating automated direct bank feeds and balance synchronization. | Bank Connectivity |
| Potential Savings | The total financial discount value available if open vendor bills are settled within their active early payment discount windows (e.g., 2/10 Net 30). | Working Capital Insights |
| Projections Layer | The deterministic forecast layer populated directly by open, approved, or unbilled NetSuite records. | Forecasting Dashboard |
| R | ||
| Running Balance | The cumulative projected or actual cash balance calculated over time starting from the baseline opening balance. | Forecasting & Liquidity |
| S | ||
| Scenario | A simulated what-if forecast variant modeling changed variables (e.g., payment delays, sales growth, early discount adoption) against a baseline forecast. | Scenario Planning Agent |
| Snapshot | A frozen, immutable point-in-time record of a forecast execution saved for historical auditing and variance tracking. | Forecasting Dashboard |
| Source Transactions | The audit log subtab displaying the most recent 1,000 historical and open NetSuite records synchronized into the AI engine. | Forecasting Dashboard |
| Subsidiary | A legal or operational organizational entity within a NetSuite OneWorld environment. | Setup & Forecasting |
| Sync Count | The total number of qualifying NetSuite transactions transmitted to the AI engine during forecast execution. | Setup & Admin |
| T | ||
| Transparency Layer | The slide-out audit panel accessible from the Forecast Events table showing underlying NetSuite record links, FX conversion rates, historical payment timing, and netting logic. | Forecasting Dashboard |
| V | ||
| Variance | The quantitative difference between projected forecast numbers and actual reconciled bank statement or GL balances. | Forecasting & Liquidity |
| W | ||
| Working Capital Insights | An operational dashboard evaluating all open, unpaid AP and AR transactions in NetSuite without date range limits, bucketed by risk and discount terms. | Working Capital Insights |
| Z | ||
| Zoe Scenario Planning Agent | An interactive conversational AI assistant that simulates financial what-if scenarios (e.g., terms adjustments, revenue shifts) against completed forecasts. | Scenario Planning Agent |
| ZoneLiquidity Forecast Definition |
The NetSuite custom record (customrecord_zr_forecast_definition)
storing forecast configurations, execution status, and snapshot
archives.
|
Setup & Admin |